Sourced Capital’s Bridging & Development loans are currently unrated, due to not enough information being provided and also due to it currently offering no new loans. This account has been paying lenders in the region of interest before bad debts. Visit Sourced Capital or keep reading…
Downing Crowd used to offer property development lending and wholesale lending (lending to other lenders). Downing Crowd never officially announced it was winding down, but it put up a note stating it was no longer approving new opportunities through its online lending platform during spring…
That’s a clickbait sounding title, but it is meant genuinely and there’s a lot of evidence to back it up. Quite a few 4thWay readers report being comfortable lending against residential property development projects, but say in contrast they don’t understand lending to landlords who…
HNW Lending’s averaging of the valuation of the borrowers’ properties after directors taking first loss, received an Exceptional 3/3 4thWay PLUS Rating. That lending account is paying around interest before losses. HNW Lending’s pays 7.00% with additional borrower interest that has so far fully covered…
Two small changes to write about today. About selling your auto-lend holdings For quite some time, Kuflink lenders have been allowed to attempt to sell individual loans they chose for themselves. This is when they used Kuflink’s manual lending account, called “Select-Invest”. Now, as of…
Somo’s Bridging Lending Account received an Exceptional 3/3 4thWay PLUS Rating. These loans have been paying lenders . Visit Somo* or keep reading the Somo Review.
CapitalRise’s Bridging & Development Loans have earned the Exceptional 3/3 4thWay PLUS Rating. These loans have been paying lenders around interest after bad debts. Visit CapitalRise* or keep reading the CapitalRise Review.
Housemartin’s P2P Lending Account And IFISA And Classic Account has earned an Exceptional 3/3 4thWay PLUS Rating. These loans have been paying lenders around of the loan amount in interest, after bad debts. Visit Housemartin* or keep reading the Housemartin Review.
Loanpad’s Premium Account/Premium IFISA received an Exceptional 3/3 4thWay PLUS Rating. This account has been paying interest with zero losses. Visit Loanpad* or keep reading the Loanpad Review.
Proplend’s Tranche A, 5-50% LTV Lending Against Property Mostly Receiving Rent has earned an Exceptional 3/3 4thWay PLUS Rating. These loans have been paying interest after lending fees and bad debts. Proplend’s other loans (called tranche B and C) are also 3/3 rated and paying…
You have dozens of choices when it comes to peer-to-peer property lending. As far as we know, we’re listing every single one of your choices on this page that we at 4thWay consider to be P2P lending. The majority of P2P property lending websites offer…
CapitalStackers’ Property Lending Account/IFISA has earned an “Exceptional” 3/3 4thWay PLUS Rating. We forecast that lenders who start lending today will earn an average interest after bad debts, most of the time, although this will vary depending on your specific loans. Visit CapitalStackers* or keep…
LandlordInvest’s Bridging & Development Loans are currently unrated. LandlordInvest’s own data shows it hasn’t approved a new loan for two years, but in June 2026 it announced new ownership and lending to restart. Visit LandlordInvest or keep reading the LandlordInvest Review. But note that, as…
Blend’s Development And Property-Secured Business Loans are unrated, due to lack of information. These loans have been paying lenders around . Visit Blend or keep reading the Blend Review.
Invest & Funds accounts are unrated. The standard account and the IFISA have been paying , according to Invest & Fund. Visit Invest & Fund or keep reading the Invest & Fund Review.
CrowdProperty’s Bridging & Development loans are unrated. This account has recently been paying lenders interest before bad debts. Visit CrowdProperty or keep reading the CrowdProperty Review.
I was hoping to do an update on Kuflink in November after getting sufficient answers to a number of outstanding queries, as well as corrected data. Unfortunately, those answers are not all in yet, but there’s more immediate news for me to update you on….
In 4thWay’s main update published this week, I wrote about how the financial regulator has put restrictions on Kuflink, due to failings in governance. “Governance” basically means managing the business in a proper way, with sufficient safeguards for lenders and others. One of the issues…
We’ve had a loooot of emails from lenders about recent changes at Kuflink, as well as one or two about bad debts. I’ve finished my investigations into the changes and re-interviewed key people at Kuflink. I’ve also done some preliminary research on bad debts in…
Whenever you invest (and money lending is a form of investment), you’re taking a risk that you’ll lose money. Not just lose to inflation – which is a loss that is practically guaranteed to happen in savings accounts. But I mean an actual loss in…
Independent opinion: 4thWay will help you to identify your options and narrow down your choices. We suggest what you could do, but we won't tell you what to do or where to lend; the decision is yours. We are responsible for the accuracy and quality of the information we provide, but not for any decision you make based on it. The material is for general information and education purposes only.
We are not financial, legal or tax advisors, which means that we don't offer advice or recommendations based on your circumstances and goals.
The opinions expressed are those of the author(s) and not held by 4thWay. 4thWay is not regulated by ESMA or the FCA. All the specialists and researchers who conduct research and write articles for 4thWay are subject to 4thWay's Editorial Code of Practice. For more, please see 4thWay's terms and conditions.
