Peer-to-peer institutional lending – that’s lending from banks and the like – is becoming a bigger theme as the P2P industry grows. And institutional lending could actually impact individual lenders’ results. Below, I’m listing a lot of the peer-to-peer lending sites that have been the…
In a poll of our users, we’re rated 9.3 out of 10! One of the most common forms of feedback we receive is to just keep doing what we’re doing. The results have proven our worth It’s mathematically highly probable that anyone lending for a…
By Funding Circle. Important update on lending through Funding Circle Today the British Business Bank (BBB) has accredited Funding Circle to the Government’s Coronavirus Business Interruption Loan Scheme (CBILS). This will allow us to help small businesses access crucial government-guaranteed loans during this unprecedented time….
By LendingCrowd. As the coronavirus (COVID-19) outbreak continues to affect all our lives, we want to assure our valued community of borrowers and lenders that we’re doing everything we can support you all at this difficult time. We’ve reached out to every LendingCrowd borrower and…
By Funding Circle. Update on the secondary market As part of our ongoing measures to protect investor returns, we have taken the decision to pause the secondary market while we continue to evaluate the potential impact of Covid-19. This forms part of a number of…
By ArchOver. The outbreak of the Covid-19 pandemic, and the subsequent societal restrictions enacted by governments to combat this crisis, have brought great uncertainty to the international economy, and have placed many businesses into uniquely challenging situations. ArchOver* has been in close contact with all…
By Funding Circle. Further actions to protect your returns Last week, we outlined some of the actions we have taken to protect your returns on our platform, including tightening our credit risk parameters and strengthening our Collections and Recoveries capabilities. As this fast-moving situation develops, we…
By CapitalStackers. So how is it going as we crawl toward the end of the first week of lockdown? Are the hands of your watch moving as slowly as mine? And pure irony, isn’t it – as soon as Boris tells us to stay at…
By CapitalStackers. Financial hygiene is even more important during the COVID-19 crisis Total transparency has always been a core function to us at CapitalStackers*, but in the current climate, just like handwashing, this element of normal housekeeping takes on critical importance. We’re fully aware that…
By Jerome Le Luel, Funding Circle’s Global Chief Risk Officer. Protecting your returns over the coming months Jerome Le Luel joined Funding Circle as Global Chief Risk Officer four years ago; bringing with him more than 20 years of experience in risk management. His previous…
By Lee Birkett, CEO & Founder of JustUs. A calm head in troubled waters I never believed in my lifetime that I would be writing to a locked down nation, but we are where we are, and I believe we will all get through this…
By Michael Bristow, CEO & Co-Founder of CrowdProperty. It’s been an unprecedented week for us all. At CrowdProperty we’ve worked extremely hard to maintain the service, quality and reliability we’ve grown our reputation on. This week we funded 3 quality projects totalling almost £1,000,000 of first-charge…
By Funding Circle. An update on coronavirus With the impact of coronavirus continuing to be felt, we know that many of you are concerned about your investment and the wider financial landscape. We want to reassure all our valued investors that we are taking appropriate…
By LendingCrowd. Amid the ongoing coronavirus (Covid-19) outbreak, LendingCrowd stands ready to help our valued community of borrowers and lenders. With the stock market experiencing volatility in recent days, it is important to remember that LendingCrowd only lends to British businesses that have been carefully…
Crowd2Fund’s CEO recently expressed strong views on the subject of industry news and forecasts, so we invited him to write about them on 4thWay. 4thWay’s editor (Neil here) added in subtitles and lightly edited. The election result helps the P2P industry grow rapidly Crowd2Fund* is…
There’s been quite an exciting development at Growth Street. I use the word “exciting” to mean it’s a story with a lot of bang, rather than good news. Certainly not for me, as it reveals a mistake by me. Probably my biggest since co-founding 4thWay….
We’re still down several persons for our Panel of Peers, so I hope you’ll consider volunteering. The Panel governs 4thWay on behalf of all lenders to ensure it remains independent. 4thWay’s Panel of Peers maintains our accuracy, impartiality, and candid research. I’m glad to say…
Most people benefit from automatic tax breaks on peer-to-peer lending as explained in our guide: How Is Peer-to-Peer Lending Taxed? However, not everyone does, which can make lending through a pension attractive. And there are other advantages to lending in a pension. There are also cons though,…
At 10.48am yesterday (Wednesday, 23 October), UK financial regulator the Financial Conduct Authority released this notice. This made public the news that regulated P2P lending website FundingSecure had gone bust, with CG Recovery Ltd (CGRL) appointed as administrators to the failed platform. FundingSecure operated a…
We try to explain peer-to-peer lending in What Is Peer-to-Peer Lending? However, it can sometimes be easier in an image. So we’ve created one for you called “How Peer-to-Peer Lending Works – For Investors”. Click on it to open it up. There is a mobile-friendly…
