P2P Lending And IFISA Cashback Deals Available Now
At present, there are no cashback deals of note available.
Assetz Capital Review
Assetz Capital’s 90-Day Access Account continues to earn an Exceptional 3/3 4thWay PLUS Rating. After bad debts, which are usually paid for by a reserve fund, Assetz Capital is targeting for lenders. Visit Assetz Capital or keep reading the Assetz Capital Review.
ArchOver Review
ArchOver’s Mostly Secured Business Loans are unrated, due to lack of information. We estimate these loans have been paying lenders around interest after bad debts. Visit ArchOver or keep reading the ArchOver Review.
User Question About Switching IFISAs When Lending Is Too Slow
If you find lending is too slow in one of your IFISAs, and the cash in that IFISA is all from prior tax years, you can simply transfer any unlent cash to another IFISA. That’s provided your IFISA provider allows you to make partial transfers*….
LandlordInvest Review
LandlordInvest’s Bridging & Development Loans are currently unrated, as we’re missing just a small amount of monthly data required for our minimum assessment criteria. These loans have been paying lenders around interest before bad debts. Visit LandlordInvest or keep reading the LandlordInvest Review.
Zopa Review – An Analyst’s Review Of Zopa For Investors
This is an analytical Zopa review for lenders (otherwise known as investors). You can also visit our peer-to-peer lending comparison tables or IFISA tables to see how Zopa compares. 4thWay’s Zopa Review Still want to read the Zopa Review? We’re keeping the last version of…
Learn From Northern Provident Investments To Stay Out Of Trouble
Northern Provident Investments was a company I’d never even heard of that offered IFISAs. It recently shut down, possibly because it offered mini-bonds, which the FCA recently banned from mass-marketing. Clearly, it was small. It also seems likely it either didn’t offer P2P lending investments…
Update On Kuflink’s Financial Results And Auditor Reports
Kuflink* is now up-to-date in publishing all its company accounts at the UK’s companies registrar, after long delays. I’ve looked into its recent financial results, its independent auditor reports – which were especially important this time round – and other matters. Recent results Kuflink’s latest…
LendingCrowd Review
LendingCrowd’s Growth Account is unrated, due to lack of information. These loans have been paying lenders interest after bad debts. Visit LendingCrowd* or keep reading the LendingCrowd Review.
Assetz Capital PLUS Rating Update
Assetz Capital was one of the businesses that temporarily paused P2P lending last year in order to offer businesses government-backed pandemic loans, which weren’t available as P2P. It’s now reopening its P2P lending, but it could be some weeks before lenders can put new money…
What Lending Works Has Got Wrong
Lending Works has said to us that lenders have expressed support of it during the pandemic. And we have corroborating evidence that it’s probably a minority of lenders who are truly angry. Yet there’s certainly some anger going around. While it has so far justified its…
Has Anyone Lost Money At Lending Works And How Variable Are Lending Results? (P.S. Please Don’t Unsubscribe)
[orangebox] Lending Works* states that no lender has lost money while some Lending Works lenders have written to us saying that they have. What’s really going on? This article has two parts: Firstly, to talk about whether any lenders have suffered an overall loss at…
4thWay PLUS Rating Update On Lending Works. Assetz Capital Delayed
4thWay’s specialists have reassessed Lending Works’ ratings. This mostly involves reassessing the performance of their loans and stress testing them with horrible disaster scenarios, such as assuming a severe recession and property crash. In these circumstances, can lenders still end with an overall profit? The…
Kuflink Enacts Changes In Response To Auditor Concerns On Governance
See the latest update on the subject below in Update On Kuflink’s Financial Results And Auditor Reports. Let’s catch up on 3/3 4thWay PLUS-Rated P2P lending company Kuflink* – which has had a stern ticking off from its former auditors, Ernst & Young, who resigned….
Lending Works Review
Below is the latest Lending Works review given by one of 4thWay’s specialists. On 14th December, 2021, Lending Works changed its business model, so that lending is now only done by financial institutions. Inidividual lenders will see their existing loans steadily repaid. I currently have…
4thWay PLUS Ratings: March 2021 Changes
Loanpad now rated Loanpad* (read review) has earned the top 4thWay PLUS Rating of 3/3 “Exceptional” on its Premium and Classic accounts/IFISAs, after its history reached enough maturity for our ratings calculations to be meaningful. The 4thWay PLUS Ratings are a measure of both risk…
Octopus Choice Review
Here’s the Octopus Choice review from one of 4thWay’s specialists: 4thWay’s Quick Expert Octopus Choice Review [orangebox] On 25th February, 2021, Octopus Choice said that it’s permanently closing its P2P lending platform. Lending results during and prior to the pandemic have been exceptional and existing lenders…
RateSetter Review – Investment Analysis By 4thWay
4thWay’s RateSetter Review RateSetter is sold to Metro Bank and repays all lenders with a profit RateSetter itself was sold to Metro Bank in 2020 and was no longer available to new lending. In early 2021, RateSetter’s P2P loans were sold to Metro Bank. All…
Update on HNW Lending’s Pause In Lending
For the full story on HNW Lending, read the HNW Lending Review. [orangebox title=”Latest update”] Update on 28th October, 2020 HNW Lending has given us more good news today. It says the financial regulator has now allowed it to remove the temporary restrictions that HNW…
Proplend Hits £100 Million As Loanbook Stands Firm Against Disease
Proplend has just reached £100 million in lending since it started in 2014. This seems to me to be an apt time to take a look at its rate of growth and how it’s changed, especially regarding risk level, as well as to take another…
