P2P lending companies often want and need to fund loans through institutions or a collection of especially wealthy investors, who earn better rates and terms for the privilege. That lending is over-and-above the usual lending through online lending platforms. And that’s all while providing a…
Funding Circle is a stock-market listed company, registered as FCH for “Funding Circle Holdings” on the London Stock Exchange since autumn 2018. The Funding Circle share price is right down at 1/6th of its highs and it’s unchanged since releasing its 2021 results three days…
RateSetter and Metro Bank have done a deal: RateSetter has been sold to Metro. RateSetter’s existing lenders will see their existing loans paid off while borrowers meet their repayments, as usual. Buto new lending will occur through the platform. Metro Bank will use RateSetter’s lending…
Cliff is an experienced freelance investment journalist hired in as 4thWay’s “Chief P2P Cynic” to give you the alternative view on lending. He is also a specialist in buying shares, so he analyses opportunities to buy shares in P2P lending sites or P2P investment funds….
Cliff is an experienced freelance investment journalist. Read about Cliff. P2P lending investment trusts At the end of September, I wrote an article explaining how UK investors can make money by investing in specialist funds that themselves lend investor money through peer-to-peer (P2P) lending websites or…
Cliff is an experienced freelance journalist hired in as 4thWay’s “Chief P2P Cynic” to give you the alternative view. Read about Cliff. Typically, UK investors have two main options when it comes to lending out their cash via peer-to-peer (P2P) websites. The first is to…
A leak to the Financial Times has revealed that Funding Circle* is planning to be the first P2P lending website to create its own investment fund – and it’s got some very interesting features, so pay attention. It’s called the Funding Circle SME Income Fund. Here’s what…
Costs aren’t everything, but history shows that – for investment funds – they’re just about the biggest factor that affects your returns in the long run. We have a few options for investing in P2P lending funds, so let’s look at their costs. Just before…
This is the first article in a new series for 4thWay®, covering investment on the edges of P2P lending. That means alternative ways to invest in the P2P lending sector without lending directly to borrowers yourself. These might either help you spread your risks, manage…
