Is Assetz Exchange Going To Go Like Assetz Capital?

Housemartin* shares a name with Assetz Capital, which recently announced it’s winding down its P2P lending side to focus on lending that is funded by financial institutions. While Assetz Capital expects lenders to continue to lend profitably as the loans are repaid, it did shock…

What Individual Lenders Like You Are Planning To Do In 2023

I don’t want to stretch this out too long, but a 4thWay user did request we publish the results of our recent survey and I think four of the key findings might be interesting or maybe even educational for you. Most people are taking efforts…

When Will Assetz Capital Lenders Get Their Money Back?

I looked at the most recent data provided to us by Assetz Capital to estimate when lenders in its Quick Access Account, 30-Day Account and 90-Day Account might expect to get their money back. I also interviewed Simon Atkinson, Head of Capital Markets at Assetz…

The Inaccuracy Of Property Price Forecasts

Last month, Halifax forecast 8% falls in property prices to come in 2023, taking prices back to April 2021 levels. Nationwide also logged a fourth month in a row of price falls in December. Let me put this bluntly: all of that is of no…

2 P2P Lending Accounts Improve Their 4thWay Risk Scores

We’ve slightly upgraded our 4thWay PLUS Ratings methodology over the past five weeks and reassessed the lending accounts that provide us with the data and access to apply our calculations. This upgrade impacts property P2P lending accounts, making it a little bit tougher to get…

Assetz Capital Review

Assetz Capital’s 90-Day Access Account continues to earn an Exceptional 3/3 4thWay PLUS Rating. After bad debts, which are usually paid for by a reserve fund, Assetz Capital is targeting for lenders. Visit Assetz Capital or keep reading the Assetz Capital Review.

ArchOver Review

ArchOver’s Mostly Secured Business Loans are unrated, due to lack of information. We estimate these loans have been paying lenders around interest after bad debts. Visit ArchOver or keep reading the ArchOver Review.

2 Rules To Lend Easily And Be Safe From Recessions

Today I want to look at how to prevent permanent lending losses caused by such things as recessions. 4thWay often alerts its subscribers in its newsletter if there are signs that a P2P lending website is lowering its standards, e.g. by accepting more borrowers with worse…

How Much Should You Invest in Peer-to-Peer Lending?

Benjamin Graham was a highly intelligent investor who basically invented the most successful way to invest in shares. He didn’t go for all the complexity of many of his other colleagues in his industry. Just like all highly successful long-term investors that we know of,…

The Safest 20% Returns In P2P Lending

“Safe” and “20%” interest is probably not a phrase that you can legitimately hear. But “saf” and “20%” is something else. Because, of all the opportunities where you might be able to earn that return, one of them has to be the safest among them….

LandlordInvest Review

LandlordInvest’s Bridging & Development Loans are currently unrated, as we’re missing just a small amount of monthly data required for our minimum assessment criteria. These loans have been paying lenders around interest before bad debts. Visit LandlordInvest or keep reading the LandlordInvest Review.

Funding Circle Share Price: Is Funding Circle A Buy?

Funding Circle is a stock-market listed company, registered as FCH for “Funding Circle Holdings” on the London Stock Exchange since autumn 2018. The Funding Circle share price is right down at 1/6th of its highs and it’s unchanged since releasing its 2021 results three days…

Using P2P Lending For Your ESG Investments Is Responsible And Profitable

P2P lending is far better than ESG funds if you want both great returns as well as to truly support better causes while you invest. ESG means “Environmental, social and corporate governance”. Basically, it’s supposed to be about businesses being socially, ethically and ecologically responsible….

What We Learned From Kuflink’s First Profitable Accounts

Kuflink* has just reported its first ever profit of about £400,000, off the back of real earnings of about £3 million, for 2021. This is the first profit for the group since it launched its P2P lending arm, after results previously improved from a £3…

Stock Market Superbubble Suggests Investors Shift More To P2P Lending

Jeremy Grantham of GMO is making the case for investors putting more into “specialized” lending and less into shares today, because we’re currently in superbubble territory. While he’s most concerned about the US stock market, he’s also worried about stock markets in general, especially in…

The Real Reason Zopa Is Closing Its P2P Arm

Zopa has closed its P2P arm to focus on its bank. Zopa wrote to its customers: “Sadly, over the last few years, customer trust in P2P investing has been damaged by a small number of businesses whose approach led to material losses for customers investing…

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