P2P lending is an investment and all investments go through cycles. It doesn’t matter what you invest in, be it shares, property or something else, all of them are driven up and down by supply-and-demand, greed and fear. It’s the last two that cause huge bubbles…
Landbay, the buy-to-let mortgage P2P lending company, has just joined the Peer-to-Peer Finance Association (P2PFA). The P2PFA sets minimum standards for all its members, including: Setting high standards in vetting borrowers. This does not mean they cannot arrange high-interest, high-risk loans, but it does mean…
We don’t intend to use our Candid Opinion blogs to brag about what we’re up to. But if it was another company producing high-quality research, we would inform you about it either in our news articles or in our candid blogs. However, it’s us setting…
My colleague, Matthew Howard, wrote just a few moments ago about Wellesley leaving the Peer-to-Peer Finance Association (P2PFA). It seems quite possible that the company left due to differences over its savings bond. On the one hand, Wellesley & Co. is a peer-to-peer lender, matching borrowers and…
Funding Knight is the latest peer-to-peer lending company to announce improvements to make it easier for you to spread your risk and diversify across loans. You will notice that when you search for a loan through Funding Knight’s Loan Exchange you will get two options to…
