At 10.48am yesterday (Wednesday, 23 October), UK financial regulator the Financial Conduct Authority released this notice. This made public the news that regulated P2P lending website FundingSecure had gone bust, with CG Recovery Ltd (CGRL) appointed as administrators to the failed platform. FundingSecure operated a…
Freelancer Cliff expresses his own unique views, ensuring you get different opinions to the more typical 4thWay experts and 4thWay researchers’ views. Read about Cliff. As someone with an interest in peer-to-peer lending, you’ve probably heard of Warren Buffett, the American billionaire who is widely…
Cliff is an experienced freelance investment journalist, who is 4thWay’s guest “P2P Cynic” and P2P investment fund writer. Read about Cliff. Peer-to-peer (P2P) lending website Funding Circle is one of the UK’s leading lenders to small businesses. Founded in August 2010, the business remained a…
Cliff is an experienced freelance investment journalist, who is 4thWay’s guest “P2P Cynic” and P2P investment fund writer. Read about Cliff. Five years ago, acclaimed fund manager Neil Woodford was sitting on top of the world. After 26 years of unparalleled success at Invesco Perpetual,…
2018 was another record year for peer-to-peer lending, with several big players passing major milestones last year. Big numbers and positive returns During 2018, Zopa passed the £4 billion mark for cumulative lending since launching in 2005, while cumulative loans at RateSetter passed £3 billion…
Cliff is an experienced freelance investment journalist hired in as 4thWay’s “Chief P2P Cynic” to give you the alternative view on lending. He is also a specialist in buying shares, so he analyses opportunities to buy shares in P2P lending sites or P2P investment funds….
Cliff is an experienced freelance investment journalist. Read about Cliff. P2P lending investment trusts At the end of September, I wrote an article explaining how UK investors can make money by investing in specialist funds that themselves lend investor money through peer-to-peer (P2P) lending websites or…
Cliff is an experienced freelance journalist hired in as 4thWay’s “Chief P2P Cynic” to give you the alternative view. Read about Cliff. Typically, UK investors have two main options when it comes to lending out their cash via peer-to-peer (P2P) websites. The first is to…
Cliff is an experienced freelance journalist hired in as 4thWay’s “Chief P2P Cynic” to give you the alternative view. Read about Cliff. Some months ago, I was chatting with Neil Faulkner, founder and owner of 4thWay. During our conversation, Neil asked me a key question,…
Among politicians, advertisers, big companies and brands, the biggest buzzword by far these days is ‘Millennials’. But what are Millennials and how are they making money from peer-to-peer (P2P) lending? Are you a Millennial? Loosely speaking, you’re a Millennial, also known as ‘Generation Y’, if…
Making adequate retirement provision is one of the most difficult financial challenges facing British adults today. How high your retirement income will be depends on a number of complex factors and choices, including: Over how long a period you invest How much of your income…
Cliff is an experienced journalist hired in as 4thWay’s “Chief P2P Cynic” to give you the alternative view. Read about Cliff. A couple of months ago, towards the end of March, I had a one-to-one meeting with a leading light of the peer-to-peer (P2P) lending…
