Our ratings and research have steered peer-to-peer lending investors to outstanding results.

Find your investment opportunities now with 4thWay.

COMPARE P2P LENDING ACCOUNTS COMPARE IFISAS
Find the best options for you

Compare your peer-to-peer lending options now with the providers who have run the gauntlet of 4thWay’s detailed assessments into their people, data and inner workings.

4thWay is the world’s first ratings agency for peer-to-peer lending. Now also investment indices. Founded in 2014. Rated 9.005/10 by our users.

Earn more money, more safely, with 4thWay.

P2P lending has consistently earned lenders with sensible strategies a massively inflation beating return, since it came about in 2005. It has done so much more stably than the stock market, which has seen every third year being a loss year for share investors, after investing costs, compared to no down years for P2P lending!

P2P lending and IFISA reviews

See all our reviews into the P2P lending and P2P IFISA companies that have subjected themselves to hours of interviews with our specialists, provided us with over one hundred data points, submitted large amounts of data and gone through background checks.

LEARN FROM OUR DETAILED REVIEWS

Read our research articles

4thWay regularly publishes 100% original and candid research to help you understand P2P lending better and understand your options better.

You’re Missing Out On This Profitable Type Of Lending To Landlords

That’s a clickbait sounding title, but it is meant genuinely and there’s a lot of evidence to back it up. Quite a few 4thWay readers report being comfortable lending against residential property development projects, but say in contrast they don’t understand lending to landlords who...

CONTINUE

What P2P Lending Providers Are Doing About Greater Cybersecurity Risks From AI

While 4thWay’s specialists have an exceptionally deep understanding of lending risks (such as risks from bad debts) and that is where their greatest strength lies, no-one here doing any 4thWay research ignores cyber risks as well. The team here obtains soft searches of website security...

CONTINUE

An Update On Assetz Capital For Lenders

We had a question from a reader about a closed P2P lending provider that had around £200 million of lending outstanding when it decided to change its business model and wind-down P2P lending in December 2022. 4thWay reader’s question Hello I have found your knowledge...

CONTINUE

Review of the month

After a time-consuming reassessment, there are many changes to the AxiaFunder Review with a lot to take in. Get yourself a big (soft) drink and settle down for a read.

DISCOVER AXIAFUNDER

4thWay in the news

What people say about 4thWay

I find your site very helpful.

Valuable analyses.

I’m quite an avid reader of 4th way.

The most useful site I’ve found for assessing the different p2p offerings.

There’s huge value to what your site provides

How we earn money fairly with your help

4thWay is the most trustworthy source of P2P lending information, democratically supervised by you!

FIND OUT

Copyright BFGSL Ltd and 4thWay® 2014-2026. This peer-to-peer lending/IFISA comparison and ratings website is based on high-quality research, which requires investment. Please share content from our website by linking to it and not by copying it. See our T&Cs and Copyright Policy for more details and to buy additional rights. Acknowledge your sources.