Our ratings and research have steered peer-to-peer lending investors to outstanding results.
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Compare your peer-to-peer lending options now with the providers who have run the gauntlet of 4thWay’s detailed assessments into their people, data and inner workings.
4thWay is the world’s first ratings agency for peer-to-peer lending. Now also investment indices. Founded in 2014. Rated 9.005/10 by our users.
Earn more money, more safely, with 4thWay.
P2P lending has consistently earned lenders with sensible strategies a massively inflation beating return, since it came about in 2005. It has done so much more stably than the stock market, which has seen every third year being a loss year for share investors, after investing costs, compared to no down years for P2P lending!
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- What is Peer-to-Peer Lending?
- P2P Lending Vs Other Investments.
- The IFISA (P2P ISA) Guide.
- 4thWay’s 10 P2P Investing Principles.
P2P lending and IFISA reviews
See all our reviews into the P2P lending and P2P IFISA companies that have subjected themselves to hours of interviews with our specialists, provided us with over one hundred data points, submitted large amounts of data and gone through background checks.
LEARN FROM OUR DETAILED REVIEWSRead our research articles
4thWay regularly publishes 100% original and candid research to help you understand P2P lending better and understand your options better.
Kuflink Review
Kuflink's Auto-Invest 2 Year Account received an Exceptional 3/3 4thWay PLUS Rating. This account has been paying interest. Visit Kuflink* or keep reading the Kuflink Review.
CONTINUEProplend Review
Proplend's Tranche A, 0-50% LTV Lending Against Property Mostly Receiving Rent received an Exceptional 3/3 4thWay PLUS Rating. These loans have been paying interest after bad debts. Visit Proplend* or keep reading the Proplend Review.
CONTINUEThe 3 P2P Lending Providers With The Best Financial Health
Initially published well over a year ago, this page has been updated in March 2025. P2P lending companies' financial health is of great interest to lenders and of course to us at 4thWay. If a P2P lending company is already making money then it lowers...
CONTINUEReview of the month
Loanpad has changed its lending criteria and that and other things have been picked up in 4thWay's latest detailed reassessment, yet it still remains an investment to get you through an Armageddon!
DISCOVER LOANPAD4thWay in the news
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