Our ratings and research have steered peer-to-peer lending investors to outstanding results.

Find your investment opportunities now with 4thWay.

COMPARE P2P LENDING ACCOUNTS COMPARE IFISAS

Find the best options for you

Compare your peer-to-peer lending options now with the providers who have run the gauntlet of 4thWay’s detailed assessments into their people, data and inner workings.

4thWay is the world’s first ratings agency for peer-to-peer lending. Now also investment indices. Founded in 2014. Rated 9.005/10 by our users.

Earn more money, more safely, with 4thWay.

P2P lending has consistently earned lenders with sensible strategies a massively inflation beating return, since it came about in 2005. It has done so much more stably than the stock market, which has seen every third year being a loss year for share investors, after investing costs, compared to no down years for P2P lending!

Become an expert

READ ALL 10 CORE P2P LENDING GUIDES

P2P lending and IFISA reviews

See all our reviews into the P2P lending and P2P IFISA companies that have subjected themselves to hours of interviews with our specialists, provided us with over one hundred data points, submitted large amounts of data and gone through background checks.

LEARN FROM OUR DETAILED REVIEWS

Read our research articles

4thWay regularly publishes 100% original and candid research to help you understand P2P lending better and understand your options better.

IFISAs: What Are The Risks?

The key risks in IFISAs are: Psychological risk: your own greed and fear. Concentration risk: you don't spread your money across lots of loans and P2P lending sites. Credit risk: borrowers don't repay you. Platform risk: the P2P lending site (the “platform”) goes bust and...

CONTINUE

Lead Weight Of Responsibility

This content today is extremely different to normal, but I need to get it out, as it's pressing on my mind. Unusually, this page is not about a cold assessment of an investment provider or lending tips. Instead, it's all about me. I have to...

CONTINUE

Kuflink Review

Kuflink's Auto-Invest 2 Year Account received an Exceptional 3/3 4thWay PLUS Rating. This account has been paying interest. Visit Kuflink* or keep reading the Kuflink Review.

CONTINUE

Review of the month

Loanpad has changed its lending criteria and that and other things have been picked up in 4thWay's latest detailed reassessment, yet it still remains an investment to get you through an Armageddon!

DISCOVER LOANPAD