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Compare your peer-to-peer lending options now with the providers who have run the gauntlet of 4thWay’s detailed assessments into their people, data and inner workings.

4thWay is the world’s first ratings agency for peer-to-peer lending. Now also investment indices. Founded in 2014. Rated 9.005/10 by our users.

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P2P lending has consistently earned lenders with sensible strategies a massively inflation beating return, since it came about in 2005. It has done so much more stably than the stock market, which has seen every third year being a loss year for share investors, after investing costs, compared to no down years for P2P lending!

P2P lending and IFISA reviews

See all our reviews into the P2P lending and P2P IFISA companies that have subjected themselves to hours of interviews with our specialists, provided us with over one hundred data points, submitted large amounts of data and gone through background checks.

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Read our research articles

4thWay regularly publishes 100% original and candid research to help you understand P2P lending better and understand your options better.

4thWay P2P And Direct Lending Index: September 2024

  The 4thWay Peer-to-Peer And Direct Lending Index (PADL Index) enables investors to compare long-run returns to shares and other asset classes. Constituents’ returns have massively outpaced the stock market. In the ten years since start of the index, annualised returns after costs have been...

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LandlordInvest Winding Down – Brief Thoughts

Just brief thoughts on this new story. LandlordInvest is apparently winding down at the insistence of the FCA, which appears, according to brief reports from Alternative Credit Investor, to have issues with its CEO, Filip Karadaghi, who has been forced to step down. We have...

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How’s It Going With Invest & Fund, Loanpad And CapitalRise?

Invest & Fund lending slowed, but should pick up again 4thWay's specialists conducted a full reassessment on Invest & Fund this month. There's nothing at all to report on the risk-reward balance, which remains solid. This update is more about a slow down in lending...

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Review of the month

Assetz Exchange is breaking free from all its connections to Assetz Capital and lenders through its online platform have now become substantial shareholders, aligning its interests with lenders for the future. Its stellar record continues.

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