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Compare your peer-to-peer lending options now with the providers who have run the gauntlet of 4thWay’s detailed assessments into their people, data and inner workings.

4thWay is the world’s first ratings agency for peer-to-peer lending. Now also investment indices. Founded in 2014. Rated 9.005/10 by our users.

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P2P lending has consistently earned lenders with sensible strategies a massively inflation beating return, since it came about in 2005. It has done so much more stably than the stock market, which has seen every third year being a loss year for share investors, after investing costs, compared to no down years for P2P lending!

P2P lending and IFISA reviews

See all our reviews into the P2P lending and P2P IFISA companies that have subjected themselves to hours of interviews with our specialists, provided us with over one hundred data points, submitted large amounts of data and gone through background checks.

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Read our research articles

4thWay regularly publishes 100% original and candid research to help you understand P2P lending better and understand your options better.

Housemartin Review

Housemartin's P2P Lending Account And IFISA And Classic Account has earned an Exceptional 3/3 4thWay PLUS Rating. These loans have been paying lenders around of the loan amount in interest, after bad debts. Visit Housemartin* or keep reading the Housemartin Review.

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Lande Strengthens Risk-Reward Balance

Lande* was the first ever P2P lending company in either the eurozone or continental Europe to be fully assessed by 4thWay. What does Lande do? Lande's borrowers are Latvian, Lithuanian and Romanian businesses – mostly farmers. The loans usually secured on the farmer's land or...

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Press Release: P2P And Online Direct Lending Returned 5 x More Than Savings Over 10 Years

Investors in peer-to-peer lending and other online direct lending have more than doubled their money in 10 years, while cash ISA savers grew their pots by just one-fifth. Cash ISA savers failed to keep up with inflation, while online lenders comfortably outpaced it. Returns on...

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Review of the month

On receiving much more detailed data from AxiaFunder, and after its latest loss, we have a comprehensive update on the profits made so far when using AxiaFunder. Click the link to be taken to the key part of the review page.

DISCOVER AXIAFUNDER

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