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Compare your peer-to-peer lending options now with the providers who have run the gauntlet of 4thWay’s detailed assessments into their people, data and inner workings.

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P2P lending has consistently earned lenders with sensible strategies a massively inflation beating return, since it came about in 2005. It has done so much more stably than the stock market, which has seen every third year being a loss year for share investors, after investing costs, compared to no down years for P2P lending!

P2P lending and IFISA reviews

See all our reviews into the P2P lending and P2P IFISA companies that have subjected themselves to hours of interviews with our specialists, provided us with over one hundred data points, submitted large amounts of data and gone through background checks.

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4thWay regularly publishes 100% original and candid research to help you understand P2P lending better and understand your options better.

HNW Lending Review

HNW Lending's Property & Asset Lending Averaging 55% Average LTV received an Exceptional 3/3 4thWay PLUS Rating. This manual lending account is paying around interest after losses from bad debts. Its auto-lend account pays 7% with additional borrower interest covering rare losses. Visit HNW Lending*...

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Development Lending: “Last Six Months Have Been The Worst, Including The Pandemic”

Two platform heads have recently mentioned to me the surprisingly large tremor caused by Trussonomics on development lending, which is still having knock-on consequences. But that's far from the only thing to hit this sector: the continued loss of construction workers from Brexit, recent high...

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Best Innovative Finance ISAs In 2024

What are the best Innovative Finance ISAs? The best innovative finance ISAs are these nine, which offer a market-leading risk-reward balance: Assetz Exchange IFISA. (Minimum £1 per loan.) CapitalRise IFISA. (Minimum £1,000 per loan.) CapitalStackers IFISA. (Minimum £2,500 per loan.) CrowdProperty IFISA. (Minimum £500 that...

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Review of the month

The now profitable Proplend has paid out £23 million in interest with just £40,000 in losses. And none of its outstanding rental-property loans are bad debts. 4thWay's just completed thorough reassessment of this remarkable investment opportunity.

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